Device & behavior
Device fingerprinting, emulator and bot detection, and behavioral biometrics.
The platform
See the whole network behind every transaction
Raqib's technology connects accounts, devices, IPs and bank accounts into a live graph, then scores risk with rules and machine learning, so organized fraud has nowhere to hide.
Inside Raqib
Three layers working together
01
Network analysis
Every event adds nodes and links to a single graph. When seven "unrelated" customers share two phones and send money to the same IBAN, Raqib sees one ring, not seven transactions.
- Shared devices, IPs, phone numbers and IBANs
- Ring and mule-chain detection
- Visual investigation for analysts
02
Real-time risk scoring
A rules engine your team controls, combined with AI and machine-learning models that learn from your confirmed cases. Every score comes with the reasons behind it.
- No-code rules with instant simulation
- Explainable AI and ML model outputs
- Approve, challenge or block decisions
03
Case management & response
Alerts become cases with full context: the graph, the timeline and the evidence. Analysts resolve faster, and every action is recorded for audit.
- Queues, assignment and SLAs
- Regulatory reporting exports
Device intelligence
Spot user anomalies from the device itself
Raqib's device intelligence reads motion sensors, tap cadence and position, typing speed, swipe patterns and device integrity in every session, and flags emulators, bots and remote-access fraud before money moves.
Capabilities
Everything in one platform
One platform replaces a patchwork of point tools with a single view of risk.
Connections graph
Link entities across every channel and surface hidden rings automatically.
Mule-chain detection
Follow funds across chains of mule accounts and stop transfers before the money leaves the system.
Rules engine
Write and deploy rules without engineering, and test them on both historical and live data.
AI & machine learning
AI and machine-learning models tuned to your customers that improve with every confirmed case.
Case management
Investigate with full context and keep a complete audit trail.
Transaction monitoring
Segment high-risk merchants and users and attach an action profile to each.
Governance, risk & compliance
Manage policies, risks and audits in line with SAMA's latest regulations.
Incident response
Protect your servers and contain threats the moment they are detected.
Security & compliance
Your data stays protected and under your control
Hosted in the Kingdom
Raqib is always deployed inside Saudi Arabia, in a local cloud or on-premises, to meet data residency requirements.
Aligned with regulations
Built around SAMA's latest regulations and international security and anti-fraud standards.
Full audit trail
Every decision, rule change and analyst action is logged and exportable.
Ready to see your network the way fraudsters do?
We will walk you through Raqib with scenarios from your industry.